Investment “Watch Dog” Service

• Reviewing your investments and designing a personalized portfolio appropriate to your needs
• Continual monitoring of your investments
• Frequent meetings to: review, evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio
• Quarterly Statements
• Independent Advice
• Recommendations regarding allocations within your employer provided retirement plans such as 401(k)s
• Aggregation of all your accounts to simplify and reduce paperwork

Tax Reduction Planning

• Recommendations of tax solutions including tax advantaged investments
• Staying up-to-date on and presenting new tax laws that can affect your situation

Retirement Income & Distribution Planning

• Analysis of your income needs now and in the future
• Analysis of potential estate tax liabilities
• Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
• Recommendations regarding the most appropriate distribution strategy for your employer retirement plans & IRAs
• Analysis of the beneficiaries of your IRAs
• Review the possibilities of converting to a Roth IRA

Family Wealth Planning

• Analysis of your current estate plan and concerns
• Assistance in transferring assets to your Living Trust or other trusts
• Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
• Review of beneficiary designations and asset titling
• Review of your long-term care needs.

Client Services & Communications

• Quarterly Newsletter to keep you apprised of the most current planning options
• Quarterly, semi-annual or annual reviews
• Special reports on how to help reduce your taxes and other important topics
• Special Gold Medal Service Events (including client education and appreciation events)